American Institute of Certified Public Accountants. The organization that sets accounting standards in the United States.

Usage: The AICPA is responsible for specifying generally accepted accounting principles (GAAP).

An agreement between two parties to exchange cash now for cash plus interest at a later date.

Usage: A bond is a way for a company to access cash without a bank loan.

Able to be quickly increased (as in production), expanded (as in capacity), or upgraded (as in capabilities) to meet demand.

Usage: If the technology isn’t scalable, there is a risk that there won’t be enough product to meet demand.

-
http://cts.vresp.com/c/?SCOREPhila/dd19284ed4/960ab26fe6/da30c8b9df -
http://cts.vresp.com/c/?SCOREPhila/dd19284ed4/960ab26fe6/38cc85f645

Program Note:

Speak Clearly and Effectively
by Dr. Laura Sicola, Ph.D. of Sicola Consulting Group

Are you a professional who would be more successful with better
English communication skills? If you speak English as a second
language and want to break through the “linguistic glass ceiling,”
join us for a lunchtime workshop where you will learn to:

* use key vocabulary & structure for presenting to any audience,
* improve your pronunciation,
* deliver your message clearly & effectively, and
* raise your confidence & professional image.

Presenters:

Dr. Laura Sicola, language coach, owner of the Sicola Consulting
Group and faculty at the University of Pennsylvania

Carol Heiberger, author of ExecuSpeak Dictionary, Wharton MBA with
over 30 years of corporate and consulting experience

Details:
Tuesday, June 13, 2012
12:00-1:00
Greater Philadelphia Chamber of Commerce, 200 S. Broad St., Suite 700
Cost: Free

Bring your lunch!

Register: E-mail laura@sicolaconsulting.com with the subject “RSVP:
Speaking Clearly and Effectively” to reserve your space.

GO to the GPCC Website -
http://cts.vresp.com/c/?SCOREPhila/dd19284ed4/960ab26fe6/ff6508cc38

ABOUT ExecuSpeak Dictionary™ -
http://cts.vresp.com/c/?SCOREPhila/dd19284ed4/960ab26fe6/27027f46ab
ExecuSpeak Dictionary™ can be found in the collection of the Free
Library of Philadelphia or purchased at www.ExecuSpeakDictionary.com
-
http://cts.vresp.com/c/?SCOREPhila/dd19284ed4/960ab26fe6/291c98c070 . There are -
http://cts.vresp.com/c/?SCOREPhila/dd19284ed4/960ab26fe6/56aac42515 paperback -
http://cts.vresp.com/c/?SCOREPhila/dd19284ed4/960ab26fe6/0e3fc18170 and e-book options (Kindle -
http://cts.vresp.com/c/?SCOREPhila/dd19284ed4/960ab26fe6/313c3b80c2 or Nook -
http://cts.vresp.com/c/?SCOREPhila/dd19284ed4/960ab26fe6/6170652030/store=ebook ).
Tel: (215) 545-1856

Fax: (215) 545-4734
Email: carol@execuspeakdictionary.com

Shared services that can be offered via the Internet.

Usage: Companies can replace their hardware and software with cloud computing services.

Automated Clearing House. A standardized method for electronically moving money.

Usage: Some employers will deposit paychecks directly into an employee’s checking account via ACH.  Lenders might lower their interest rate if a borrower sets up a monthly ACH payment.

Amounts due to vendors for goods or services purchased on credit in the normal course of business. Also called A/P or payables.

Usage: The accounts payable balance increased when we purchased steel from ABC Steel Co.

Circumstance where the portfolio has too much of one asset and is out of balance. Opposite of underweight.

Usage: The analyst said he was overweight stocks, implying that he would not purchase any more.

Description of people with money, property, and other assets that greatly exceed their level of debt.

Usage: The exact amount of money that makes someone a high net worth individual may vary by bank or investment adviser.

A grouping of investments, securities, or assets that share similar qualities, levels of risk, or industrial sectors.

Usage: Some analysts claim that there are only four asset classes—real estate, stocks, bonds, and cash—while others use different categories. 

Cash and securities that can be spent, saved, or invested. Opposite of assets that are not liquid such as homes, artwork, and jewelry.

Usage: The stockbroker asked about the prospective client’s investable assets.

For Sale By Owner. Pronounced fiz-bow. A real estate term indicating that a registered broker is not involved in the process.

Usage: The buyers looked for FSBO listings and open houses.

The minimum return on investment acceptable for a project to be considered.

Usage: The project was turned down because its expected return was less than the hurdle rate.

An important but uncomfortable problem, situation, or set of circumstances that no one is willing to address.

Usage: The team discussed everything except the elephant in the room.

Garbage In, Garbage Out. Pronounced gee-go. The concept that if poor data goes into a process, then poor information is a result. A play on the abbreviation of depreciation methods LIFO and FIFO.

Usage: The analyst ignored the black market when putting together the economic analysis. The results were GIGO.